IC Loans - Frequently Asked Questions - General

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Frequently Asked Questions

How much can I borrow?

We offer cash loans from £100 to £2000 repayable over 15 months. We lend direct to you. We are not a broker.

How long does it take?

We offer a same day service. Upon successful completion of your application you will receive cash the same day.

How do I make repayments?

Repayments are made by Direct Debit/Debit Card and can be paid weekly, fortnightly, 4 weekly or monthly.

Can I repay the loan early?

Yes. An early settlement rebate is always available. There is no penalty for early settlement.

Do I need a bank account?

Yes. Your income must be paid into your own bank account.

Do I need to be in employment?

Yes. Either part-time or full-time for a minimum period of 6 months.

If I am unemployed will you accept a guarantor?

Yes. You can still apply if you have a suitable guarantor who meets our minimum criteria.

  • Flexible repayment terms
  • Local, same day service
  • No Arrangement Fees
  • Personal, friendly service
  • Loans for any purpose

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